Crystal Capital Wealth is a completely different financial services firm whose experts will have you re-thinking your retirement plans, or get you starting one.
Founded in it's belief that Debt, Taxes, Inflation and inadequate Cash Flow are the biggest enemies to a comfortable lifestyle in retirement (or preparing for it), Crystal will create a pratical action plan to help you meet or exceed your financial goals & expectations — starting today, for the rest of your life.
We are singularly focused in improving your financial outcomes by addressing cash flow improvement and reducing your debt and taxes where possible. Crystal’s Retirement Specialists evaluate our client’s financial situation to provide a more optimal solution to suit their needs. Our recommendations will often result in a lower monthly obligation than what clients are presently paying, freeing up cash to be able to enhance their current lifestyle, or better prepare for retirement. The Retirement Specialist is our first point of contact in conjunction with our proprietary “100% Solution” – a clearly better way of planning for your overall financial wellbeing.
By being singularly focused in improving your financial outcomes, we have designed networks of teams to support your plans. By having a dedicated Retirement Specialist that has first-line access to mortgages, insurance, investments and tax advice, you save time and money, both of which are at a premium these days.
Crystal Capital Wealth has a completely different portfolio of products compared to traditional financial institutions. Our objectives are to help you reduce your debt, reduce your taxes, and improve your cashflow.
Created by and exclusive to CCW, a new program is now available to provide homeowners with the best of both worlds: cash flow today and an inheritance for beneficiaries after the homeowner has left this world. Similar to a CHIP, the homeowner extracts up to 50% of the equity in the home. Then, a life insurance policy is taken out with a portion of the proceeds – typically an amount that will cover the cost of the loan over the homeowner’s lifetime. The remainder stays with the homeowner to use as he or she pleases, whether it be to travel, pick up a hobby, or do more for their families.
And unlike traditional reverse mortgages where debts are repaid through the liquidation of the home, the non-taxed life insurance proceeds pay off the debt to the bank. This allows the homeowner to improve their lifestyle when living, and improve the lifestyles of their next of kin when they are gone.
Our Simple Segregated funds combine the growth potential of investment funds with insurance protection. Unlike mutual funds, oursegregated funds provide a guarantee to protect part of the money our clients invest. Even if the underlying fund loses money, our clients are guaranteed to get back someor all oftheir principal investment.
Our investment principles are simple: to invest with the best. It’s like being a member of a private investment club where you are hobnobbing with the likes of Warren Buffett, Bill Gates, Richard Branson and the Walton family.
“We would rather be certain of a good result than hopeful of a great one.”
MOGUL Mortgage Investments act like mutual funds, except our investment portfolio is comprised of mortgages rather than stocks and bonds. Just like the banks that are secured on title of all residential and commercial mortgages, Mogul is named on title of all mortgages in which weinvest. Equity-based lending also commands higher interest rates, which translates into higher returns for our investors and conservative investment principles ensure adequate equity in each property to protect against unseen defaults.
Mortgage Investment Entities (Corporations & Trusts) are also tax advantaged, where no corporation tax is assessed as long as 100% of its profits are distributed to its unit holders.